Tools
Bond calculator
Estimate your monthly instalment, total interest and the income banks will want to see – then let us get you pre-qualified.
Bond calculator
Estimate your monthly instalment. Figures are indicative only – banks assess each application individually.
Prime is currently about 10.75%.
Estimated monthly instalment
R 9 137
- Loan amount
- R 900 000
- Total interest
- R 1 292 895
- Total repaid
- R 2 192 895
- Gross income needed (approx.)
- R 30 457 / month
Excludes transfer and bond registration costs, rates, levies and insurance. We can arrange a free pre-qualification through a bond originator.
How it works
From calculator to keys
- 1
Check affordability
Banks usually allow a bond instalment of up to about 30% of your gross monthly income, after other debts.
- 2
Get pre-qualified
We arrange a free pre-qualification through a bond originator who submits your application to several banks for the best rate.
- 3
Budget for costs
Transfer and bond registration costs are paid separately – usually 2–4% of the purchase price, more on higher-priced homes.
- 4
Start viewing
With a pre-qualification in hand your offers carry weight and sellers take you seriously.